PAYER READY CREDENTIALING & COMPLIANCE

State Guide

Credentialing in California

Enrollment guides for 55 payers operating in California.

What actually differs in California

Credentialing advice written for "most states" tends to be wrong here in specific, expensive ways. These are the rules that only apply in California.

Compare California's credentialing deadline with every other state

6 sourced rules, each linked to its source
Deadline for a plan to decide, and what happens if it slips Cal. Health & Safety Code § 1374.198, added by AB 1041 (Stats. 2025, Ch. 630); companion at Ins. Code § 10144.565; CAQH mandate at Health & Safety Code § 1380.2

Read the dates carefully here, because California has three of them and only one bites today. AB 1041 added Health & Safety Code § 1374.198, under which a plan or its delegate "shall make a determination regarding the credentials of a health care provider within 90 days after receiving a completed provider credentialing application, including all required third-party verifications," with receipt acknowledged in 10 business days. Miss it and "the applicant's credentials shall be provisionally approved for 120 days," unless the applicant is under licensing discipline, carries an adverse action or malpractice payment report in the National Practitioner Data Bank, or has not been credentialed by that plan in the past five years. The catch is the phase-in: the section applies "within one year of the operative date of this section," and the operative date is January 1, 2026, so the 90-day duty is enforceable from January 1, 2027. Until then the only live clock is the 60-day behavioral health rule. Two further limits: the 90 days covers credentialing and "does not include contracting completion," and the section does not reach Medi-Cal contracts with the Department of Health Care Services. Insurers regulated by the Department of Insurance rather than DMHC sit under the mirror provision at Insurance Code § 10144.565. Separately, from January 1, 2028, full service plans "shall subscribe to and use the most recent version of the Council for Affordable Quality Healthcare (CAQH) credentialing form," and may only ask for information that clarifies or confirms what the CAQH form already carries.

California Legislative Information, AB 1041 (Chapter 630, 2025) · checked Jul 2026

The shorter clock for mental health and substance use providers Cal. Health & Safety Code § 1374.197 (AB 2581, Stats. 2022, Ch. 533, effective January 1, 2023)

Behavioral health has run on a faster clock in California since 2023, and it is a separate statute from the general one. For contracts issued, amended or renewed on and after January 1, 2023, a plan covering mental health and substance use disorders "shall assess and verify the qualifications of a health care provider within 60 days after receiving a completed provider credentialing application," with receipt acknowledged "within seven business days." If you credential a mixed roster, the two lanes carry different deadlines and different acknowledgement windows, so track them separately rather than managing to the 90-day rule.

California Legislative Information, Health & Safety Code § 1374.197 · checked Jul 2026

Nurse practitioner practice authority (AB 890 ladder) AB 890

California NPs are restricted-practice with an in-state ladder under AB 890: the 103 NP designation (group settings, no standardized procedures) requires 3 full-time years / 4,600 hours IN California, and independent 104 NP status requires 3 more years as a 103. An out-of-state NP cannot arrive independent. Licensure itself is roughly $1,299 all-in across THREE separate applications (RN endorsement, NP certification, furnishing number). Miss the furnishing number and the NP cannot prescribe.

California Board of Registered Nursing via kb/states/ca.md · checked Jul 2026

Physician licensing cost and timeline

California physician licensure runs about $1,850 all-in through the Medical Board of California (separate board for DOs), with initial review averaging 55 days. But that is to FIRST review, and deficiency loops dominate, so MBC itself recommends a 6-month lead. California is not an IMLC member and has no telehealth-only registration. Hard-card fingerprints (Live Scan is CA-only) add the classic 6 to 8 week hidden delay for out-of-state applicants.

Medical Board of California via kb/states/ca.md · checked Jul 2026

Psychologist licensing costs

California psychologist licensure runs about $467 in board fees plus the CPLEE ($127) and EPPP ($600), and renewal at $825 per two-year cycle exceeds the application cost, so recurring compliance is the real expense.

California Board of Psychology via kb/states/ca.md · checked Jul 2026

BBS has no reciprocity (LPCC/LCSW/LMFT)

California's Board of Behavioral Sciences offers NO reciprocity: out-of-state LPCC/LCSW/LMFT licensees requalify through Path A or B, 3,000 supervised hours or a 104+ week equivalency, plus the California Law & Ethics exam and the clinical exam, even with 20 years of practice. Application fees were temporarily halved effective 2026-07-01 ($125 app + $75 Law & Ethics + $100 initial) and will revert, quote with a date.

California Board of Behavioral Sciences via kb/states/ca.md · checked Jul 2026

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Who Runs California Medicaid Provider Enrollment

50-state research

Enrollment Portal

PAVE (Provider Application and Validation for Enrollment)

Operated By

California DHCS (state operated)

Platform

PAVE

California runs provider enrollment itself through the DHCS Provider Enrollment Division rather than a commercial fiscal agent, one of only three states with a fully public operating model.

Go to the official California enrollment portal

From PayerReady's 50-state Medicaid enrollment platform research, verified July 2026. Portal contracts change; where an operator is in transition or not publicly confirmed, we say so rather than guess.

Aetna

Aetna (CVS Health)

Commercial
Network: Open

Timeline: 90-150 days

CAQH Required

View Full Guide →

UnitedHealthcare

UnitedHealthcare

Commercial
Network: Open

Timeline: 45-90 days

CAQH Required

View Full Guide →

Cigna Healthcare

Cigna Healthcare

Commercial
Network: Open

Timeline: 45-60 days

CAQH Required

View Full Guide →

Anthem / Elevance Health

Anthem Blue Cross

Commercial
Network: Open

Timeline: 45-120 days

CAQH Required

View Full Guide →

Humana

Humana

Commercial
Network: Open

Timeline: 45-90 days

CAQH Required

View Full Guide →

Centene Corporation

Centene

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Molina Healthcare

Molina Healthcare

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Kaiser Permanente

The Permanente Medical Group / Southern California Permanente Medical Group

Commercial
Network: Varies

Timeline: 70-84 days

CAQH Required

View Full Guide →

Anthem Blue Cross (California)

Blue Cross Blue Shield
Network: Open

Timeline: 45-60 days

CAQH Required

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Blue Shield of California

Blue Cross Blue Shield
Network: Open

Timeline: 90-120 days

CAQH Required

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Medi-Cal

Medicaid
Network: Open

Timeline: 60-90 days

View Full Guide →

UnitedHealthcare Community Plan

UnitedHealthcare Community Plan

Managed Care Organization
Network: Open

Timeline: 30-60 days

CAQH Required

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Molina Healthcare (Medicaid)

Molina Healthcare (Medicaid)

Managed Care Organization
Network: Open

Timeline: 30-60 days

CAQH Required

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TRICARE

TRICARE
Network: Open

Timeline: 30-90 days

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TRICARE West Region (TriWest Healthcare Alliance)

TRICARE West (TriWest Healthcare Alliance)

TRICARE
Network: Open

Timeline: 30-60 days

CAQH Required

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CHAMPVA

CHAMPVA (VA Office of Integrated Veteran Care)

CHAMPVA
Network: Open

Timeline: 14-45 days

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Delta Dental

Delta Dental

Dental
Network: Open

Timeline: 90-120 days

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Cigna Dental

Cigna Dental

Dental
Network: Open

Timeline: 45-90 days

CAQH Required

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MetLife Dental

MetLife Dental

Dental
Network: Open

Timeline: 60-120 days

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Guardian Dental

Guardian Dental

Dental
Network: Open

Timeline: 60-90 days

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Aetna Dental

Aetna Dental

Dental
Network: Open

Timeline: 60-120 days

CAQH Required

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United Concordia

United Concordia Dental

Dental
Network: Open

Timeline: 45-90 days

CAQH Required

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DentaQuest

DentaQuest (a Sun Life company)

Dental
Network: Open

Timeline: 30-60 days

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MCNA Dental

MCNA Dental

Dental
Network: Open

Timeline: 30-60 days

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Liberty Dental Plan

LIBERTY Dental Plan

Dental
Network: Open

Timeline: 10-90 days

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Dental Network of America

Dental
Network: Open

Timeline: 60-90 days

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VSP Vision Care

VSP Vision Care

Vision
Network: Open

Timeline: 30-60 days

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EyeMed Vision Care

EyeMed Vision Care

Vision
Network: Open

Timeline: 30-60 days

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Davis Vision

Davis Vision (Versant Health / MetLife)

Vision
Network: Open

Timeline: 30-60 days

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Spectera / UHC Vision

Spectera (UnitedHealthcare Vision)

Vision
Network: Open

Timeline: 30-60 days

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Optum Behavioral Health

OptumHealth Behavioral Solutions of California (OHBS-CA)

Behavioral Health
Network: Open

Timeline: 30-45 days

CAQH Required

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Carelon Behavioral Health

Carelon Behavioral Health (formerly Beacon Health Options)

Behavioral Health
Network: Open

Timeline: 30-60 days

CAQH Required

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Magellan Health

Magellan Behavioral Health

Behavioral Health
Network: Open

Timeline: 30-60 days

CAQH Required

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Evernorth Behavioral Health

Evernorth Behavioral Health (formerly Cigna Behavioral Health)

Behavioral Health
Network: Open

Timeline: 30-60 days

CAQH Required

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Oscar Health

Commercial
Network: Open

Timeline: 45-90 days

CAQH Required

View Full Guide →

Bright Health

Commercial
Network: Open

Timeline: 45-90 days

CAQH Required

View Full Guide →

Alignment Healthcare

Alignment Health

Commercial
Network: Open

Timeline: 30-60 days

CAQH Required

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Workers' Compensation

California Workers' Comp (DWC / Medical Provider Network)

Workers' Compensation
Network: Open

Timeline: 14-60 days

View Full Guide →

Noridian Healthcare Solutions (Jurisdiction E)

Medicare
Network: Open

Timeline: 60-90 days

View Full Guide →

Noridian Healthcare Solutions (DME A/D)

Medicare_dme
Network: Open

Timeline: 60-120 days

View Full Guide →

Aetna Better Health

Aetna Better Health of California

Managed Care Organization
Network: Unknown

Timeline: 30-60 days

CAQH Required

View Full Guide →

Anthem Blue Shield

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Blue Cross Blue Shield

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Carelon

Carelon Behavioral Health of California

Commercial
Network: Open

Timeline: 60-120 days

CAQH Required

View Full Guide →

Centene Corporation

Wellcare (a Centene company)

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Community Plan

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Compsych

Behavioral Health
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Kaiser Permanente Health Plans

Kaiser Permanente of California (Northern and Southern Permanente Medical Groups)

Commercial
Network: Open

Timeline: 90-180 days

CAQH Required

View Full Guide →

Medicaid

Government
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Medicare

Medicare Part B — California (Noridian Healthcare Solutions, MAC J-E)

Government
Network: Open

Timeline: 45-65 days

CAQH Required

View Full Guide →

Medicare Fee-for-Service (CMS)

Medicare
Network: Open

Timeline: 45-120 days

View Full Guide →

Megellan

Magellan Behavioral Health

Behavioral Health
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

MultiPlan

MultiPlan / Claritev (PHCS Network)

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Oscar

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

WellCare

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Reviewed by the PayerReady Credentialing Team

Our credentialing specialists verify every article against current CMS regulations, NCQA standards, and payer-specific enrollment requirements. See our editorial process.

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