PAYER READY CREDENTIALING & COMPLIANCE

State Guide

Credentialing in Indiana

Enrollment guides for 50 payers operating in Indiana.

What actually differs in Indiana

Credentialing advice written for "most states" tends to be wrong here in specific, expensive ways. These are the rules that only apply in Indiana.

Compare Indiana's credentialing deadline with every other state

5 sourced rules, each linked to its source
Behavioral health routing (carve-in with MRO exception)

Most Indiana behavioral health is carved IN to the managed care entities. Routine outpatient BH bills to the member's MCE. But MRO (Medicaid Rehabilitation Option) and 1915(i) HCBS services (AMHH, BPHC, CMHW) are carved OUT to fee-for-service, and MRO services must be provided by an IHCP-enrolled community mental health center. Billing routine BH to FFS, or MRO to an MCE, is Indiana's classic wrong-payer denial.

IHCP Behavioral Health Services module via kb/states/in.md · checked Jul 2026

Medicaid enrollment (IHCP, screen first)

Indiana Medicaid (IHCP) providers enroll first through the IHCP Provider Healthcare Portal (CoreMMIS), then apply directly to one or more managed care entities for HIP, Hoosier Healthwise and Hoosier Care Connect. Revalidation follows the 5-year federal floor.

Indiana Medicaid IHCP Provider Healthcare Portal via kb/states/in.md · checked Jul 2026

Provisional credentialing (15 business days + retro pay) IC 27-8-11-7

IC 27-8-11-7 (amended 2023) is one of the strongest start-billing-sooner levers in any state: if an insurer fails to issue a credentialing determination within 15 BUSINESS DAYS of a clean completed application (the DOI-prescribed CAQH form), it must provisionally credential the provider, and once fully credentialed with an executed agreement, reimbursement is paid retroactive to the provisional date. Deficiency notices on unclean applications are due in 5 business days. Invoke the clock on every clean Indiana commercial application; the only downside risk is non-reimbursement of the provisional period if credentialing is ultimately denied.

IC 27-8-11-7 full text via kb/states/in.md · checked Jul 2026

Behavioral health rendering and supervision

Fully licensed clinicians (LCSW, LMHC, LMFT, LCAC) enroll and bill IHCP directly on their own NPI at 75% of the fee schedule. Services by qualified BH practitioners who are not IHCP-enrolled, including pre-independent associates, must be billed under a supervising enrolled practitioner's NPI with modifier HE, with the supervisor certifying the diagnosis and reviewing the treatment plan within 7 days of intake and at least every 90 days. Interns and practicum students bill under the supervisor with modifier HL at 50%.

IHCP Behavioral Health Services module via kb/states/in.md · checked Jul 2026

Counseling Compact, LIVE and issuing

Indiana is a Counseling Compact member and went LIVE issuing and receiving privileges on June 8, 2026, the sixth operational state (with AZ, MN, OH, LA, GA). This is a genuine LPC-portability lane into Indiana, unlike the many enacted-but-not-issuing states. Indiana's independent counselor credential is the LMHC; all BH professions license through the single Behavioral Health and Human Services Licensing Board.

Counseling Compact map via kb/states/in.md · checked Jul 2026

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Who Runs Indiana Medicaid Provider Enrollment

50-state research

Enrollment Portal

IHCP provider portal

Operated By

Gainwell Technologies

Platform

CoreMMIS

Gainwell and its predecessor companies have held Indiana's fiscal agent contract since 1991, one of the longest running MMIS relationships in the country.

Go to the official Indiana enrollment portal

From PayerReady's 50-state Medicaid enrollment platform research, verified July 2026. Portal contracts change; where an operator is in transition or not publicly confirmed, we say so rather than guess.

Aetna

Aetna (CVS Health)

Commercial
Network: Open

Timeline: 90-150 days

CAQH Required

View Full Guide →

UnitedHealthcare

UnitedHealthcare

Commercial
Network: Open

Timeline: 45-90 days

CAQH Required

View Full Guide →

Cigna Healthcare

Cigna Healthcare

Commercial
Network: Open

Timeline: 45-60 days

CAQH Required

View Full Guide →

Anthem / Elevance Health

Anthem Blue Cross Blue Shield

Commercial
Network: Open

Timeline: 45-90 days

CAQH Required

View Full Guide →

Humana

Humana

Commercial
Network: Open

Timeline: 45-90 days

CAQH Required

View Full Guide →

Centene Corporation

Centene

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Molina Healthcare

Molina Healthcare

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Anthem Blue Cross and Blue Shield of Indiana

Blue Cross Blue Shield
Network: Open

Timeline: 45-60 days

CAQH Required

View Full Guide →

Indiana Medicaid

Medicaid
Network: Open

Timeline: 30-60 days

View Full Guide →

UnitedHealthcare Community Plan

UnitedHealthcare Community Plan

Managed Care Organization
Network: Open

Timeline: 30-60 days

CAQH Required

View Full Guide →

CareSource

CareSource Indiana

Managed Care Organization
Network: Open

Timeline: 30-60 days

CAQH Required

View Full Guide →

Anthem HealthKeepers / Hoosier Healthwise

Anthem Hoosier Healthwise

Managed Care Organization
Network: Open

Timeline: 30-60 days

CAQH Required

View Full Guide →

TRICARE

TRICARE
Network: Open

Timeline: 30-90 days

View Full Guide →

TRICARE East Region (Humana Military)

TRICARE
Network: Open

Timeline: 30-60 days

CAQH Required

View Full Guide →

CHAMPVA

CHAMPVA (VA Office of Integrated Veteran Care)

CHAMPVA
Network: Open

Timeline: 14-45 days

View Full Guide →

Delta Dental

Delta Dental

Dental
Network: Open

Timeline: 90-120 days

View Full Guide →

Cigna Dental

Cigna Dental

Dental
Network: Open

Timeline: 45-90 days

CAQH Required

View Full Guide →

MetLife Dental

MetLife Dental

Dental
Network: Open

Timeline: 60-120 days

View Full Guide →

Guardian Dental

Guardian Dental

Dental
Network: Open

Timeline: 60-90 days

View Full Guide →

Aetna Dental

Aetna Dental

Dental
Network: Open

Timeline: 60-120 days

CAQH Required

View Full Guide →

United Concordia

United Concordia Dental

Dental
Network: Open

Timeline: 45-90 days

CAQH Required

View Full Guide →

DentaQuest

DentaQuest (a Sun Life company)

Dental
Network: Open

Timeline: 30-60 days

View Full Guide →

MCNA Dental

MCNA Dental

Dental
Network: Open

Timeline: 30-60 days

View Full Guide →

Liberty Dental Plan

LIBERTY Dental Plan

Dental
Network: Open

Timeline: 10-90 days

View Full Guide →

Dental Network of America

Dental
Network: Open

Timeline: 60-90 days

View Full Guide →

VSP Vision Care

VSP Vision Care

Vision
Network: Open

Timeline: 30-60 days

View Full Guide →

EyeMed Vision Care

EyeMed Vision Care

Vision
Network: Open

Timeline: 30-60 days

View Full Guide →

Davis Vision

Davis Vision (Versant Health / MetLife)

Vision
Network: Open

Timeline: 30-60 days

View Full Guide →

Spectera / UHC Vision

Spectera (UnitedHealthcare Vision)

Vision
Network: Open

Timeline: 30-60 days

View Full Guide →

Optum Behavioral Health

Optum Behavioral Health (United Behavioral Health)

Behavioral Health
Network: Open

Timeline: 30-45 days

CAQH Required

View Full Guide →

Carelon Behavioral Health

Carelon Behavioral Health (formerly Beacon Health Options)

Behavioral Health
Network: Open

Timeline: 30-60 days

CAQH Required

View Full Guide →

Magellan Health

Magellan Behavioral Health

Behavioral Health
Network: Open

Timeline: 30-60 days

CAQH Required

View Full Guide →

Evernorth Behavioral Health

Evernorth Behavioral Health (formerly Cigna Behavioral Health)

Behavioral Health
Network: Open

Timeline: 30-60 days

CAQH Required

View Full Guide →

Workers' Compensation

Workers' Compensation
Network: Open

Timeline: 14-60 days

View Full Guide →

Wisconsin Physicians Service (Jurisdiction F/J5)

Medicare
Network: Open

Timeline: 60-90 days

View Full Guide →

CGS Administrators (DME B/C)

Medicare_dme
Network: Open

Timeline: 60-120 days

View Full Guide →

Aetna Better Health

Aetna Better Health of Indiana

Managed Care Organization
Network: Unknown

Timeline: 30-60 days

CAQH Required

View Full Guide →

Ambetter

Ambetter (a Centene company)

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Anthem Blue Shield

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Blue Cross Blue Shield

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Carelon

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Centene Corporation

Wellcare (a Centene company)

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Community Plan

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Compsych

Behavioral Health
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Medicaid

Indiana Medicaid (IHCP)

Government
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Medicare

Government
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Medicare Fee-for-Service (CMS)

Medicare
Network: Open

Timeline: 45-120 days

View Full Guide →

Megellan

Magellan Behavioral Health

Behavioral Health
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

MultiPlan

MultiPlan / Claritev (PHCS Network)

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

WellCare

Commercial
Network: Open

Timeline: 60-90 days

CAQH Required

View Full Guide →

Reviewed by the PayerReady Credentialing Team

Our credentialing specialists verify every article against current CMS regulations, NCQA standards, and payer-specific enrollment requirements. See our editorial process.

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