ICD-10 V91
Non-Billable HeaderOther injury due to accident to watercraft
About ICD-10-CM V91
ICD-10-CM code V91 represents Other injury due to accident to watercraft. This is a non-billable header code in the External Causes of Morbidity chapter (block V91). The 2026 edition of ICD-10-CM V91 became effective on October 1, 2025. Non-billable codes cannot be used as a primary or secondary diagnosis on a claim, use a more specific child code instead.
Type 1 Excludes
Pure excludes, these codes can never be coded together with V91. The conditions are mutually exclusive (e.g., congenital vs acquired forms).
- civilian water transport accident involving military watercraft (V94.81-)
- military watercraft accident in military or war operations (Y36, Y37.-)
Type 2 Excludes
Not included here, the excluded code is not part of V91, but a patient may have both conditions at the same time. Both codes may be coded together when applicable.
- drowning and submersion due to accident to watercraft (V90.-)
Includes
- any injury except drowning and submersion as a result of an accident to watercraft
Coding Notes
Seven Chr Note
- The appropriate 7th character is to be added to each code from category V91
Medicare LCD Coverage for V91
Local Coverage Determinations (LCDs) from CMS MACs that list V91 as a covered diagnosis.
This doesn't mean the code isn't covered, it means no MAC has issued a Local Coverage Determination naming this specific code. Coverage may still apply under National Coverage Determinations or general medical-necessity rules.
Commercial Payer Coverage
Coverage policies from major commercial payers referencing V91.
Our payer policy database covers Aetna, Cigna, Anthem, BCBS, Humana, and Medicare Advantage plans, but V91 doesn't currently appear in any indexed policy. The code may still be covered under standard plan benefits.
CPT Codes Commonly Billed with V91
Procedures frequently paired with this diagnosis based on PayerReady's Dx↔Px linkage data.
We don't have CPT pairings indexed for this specific code yet. Use the CPT search above to find common procedures, or check your payer's published medical policy for code-specific guidance.
Codes Adjacent To V91
Other codes in section V90-V94 (Water transport accidents).
ICD-10 V91, Billing FAQ
Is ICD-10 code V91 billable? +
No, V91 is a non-billable header code. Use a more specific child code from block V91 when submitting claims.
What codes are Type 1 Excludes for V91? +
Type 1 Excludes (never code together with V91): civilian water transport accident involving military watercraft (V94.81-); military watercraft accident in military or war operations (Y36, Y37.-)
What codes are Type 2 Excludes for V91? +
Type 2 Excludes (may be coded together when both conditions exist): drowning and submersion due to accident to watercraft (V90.-)
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Reviewed by the PayerReady Medical Coding Team
Verified against the CMS 2026 code set on June 1, 2026.
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